Financials– Ian Katz
COF-DFS: Tough Battle Ahead but Regulators Have Path to Approval
TheCapitalOne-Discoverdealwillfacevigorousoppositionfromprogressivegroupsandinvestoradvocateswhile
regulatorsweightheideaofanothergiantintheindustryagainsttheprospectofcreatingmorecompetitionfor
VisaandMastercard.Weleanslightlytowardthinkingthedealwillbeapproved,butnotbeforetheNovember
elections.
Stress Test Scenarios Add ‘Exploratory’ Element but Comparable to Last Year
Thecriteriareleasedlastweekincludeexploratoryanalysisscenariosthat,amongotherthings,simulatemajor
hedgefundfailures.Overall,however,thetestsseemcomparableintoughnesstolastyear’s.Capitalrequirements
arelikelytoremainroughlythesameintheaggregate.TestresultsareexpectedinlateJune.
SEC Climate Rule Expected in Next Several Weeks
TheSECisexpectedtovotesoon-ishontheclimate-riskdisclosurerule.Politicocitedasourceassayingtheagency
aimstohavetherulefinalizedbytheendofMarch.Wethinkasofteningoftheproposal,includingonScope3
emissions,islikelyinthefinalrule.
Supreme Court Case Tuesday Could Help Industry Challenge Rules
Thecase,Corner Post v. Federal Reserve Board,posesthequestionoftowhatextentanewbusinesscanchallenge
anoldregulation.Itcouldpotentiallygivemoreroomforbusinessestochallengelong-timerules.
Wells Fargo Released from Consent Order, Raising Hopes on Asset Cap
TheOCClastweekreleasedWellsFargofroma2016consentorderrelatedtothebank’ssalespracticesscandal.It
requiredWellstoimposetougherinternalcontrolsandriskmanagement.TheFedassetcapisstillinplace,butthe
OCCmovewillraisehopesthatitcouldbeliftedbytheendofthisyear.
Industry Pushing for SEC to Narrow Crypto Custody Guidance
TheAmericanBankersAssociation,BankPolicyInstitute,FinancialServicesForum,andSIFMAhavewrittentoSEC
ChairGaryGensleraskingtheagencytomodify2-year-oldStaffAccountingBulletin121,whichsayscompanies
shouldmarkcryptoassetsthattheyholdforcustomersasliabilitiesontheirbalancesheets.
Health Care – Kim Monk & Rob Smith
FTC/HHS RFI Targets GPOs and Wholesalers for Possible Drug Shortage Link
Theagencies’endgameisunclearwithregardtotheirjointRFIfocusedongrouppurchasingorganizations’(GPOs)
anddrugwholesalers’compliancewithantitrustlaws,consolidation,andpotentialroleingenericdrugshortages.
Texas Court Cans PhRMA's Drug Negotiation Suit
Thesuitwasdismissedduetolackofstanding.PhRMAisabletorefileifitchoosesandislikelyweighingits
options.Weremainskepticalthattheremainingpendingindustrysuitswillresultinsubstantialpiecesofthe
InflationReductionAct'snegotiationprogrambeingoverturned.
New Data on Surprise Billing Law’s Impact